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Personal Finance

5 Ways Moms (and All Women) Can Take Charge of Their Financial Futures

Short Title: 
Women and Investing

This year, you may have a few more reasons to celebrate Mom. The impact of women’s earnings, and the financial contributions they make to their families, continues to grow. Here are five ways women can take charge of their financial futures.

Core Official Date: 
Wednesday, May 10, 2017 - 10:45
Author (External): 
[email protected] (FINRA Staff)

Put the "You" in Your Employer's Automatic Retirement Plan

Short Title: 
Saving for Retirement—Automatically

Automatic features make saving simple, but auto-saving isn’t the same as putting things on autopilot. These tips will help you make the most of your company’s automatic retirement savings features.

Core Official Date: 
Thursday, May 4, 2017 - 10:30
Author (External): 
[email protected] (FINRA Staff)

You Can Protect Yourself from Fake Check Scams

Short Title: 
Fake Check Scams

FINRA has received numerous calls recently from individuals who have received unexpected checks, some from organizations whose names are household words. To those callers, we offer a concise response: Don’t cash the check, it’s almost certainly counterfeit.

Core Official Date: 
Thursday, April 27, 2017 - 13:00
Author (External): 
[email protected] (FINRA Staff)

Retirement Isn't Free—But Your 401(k) Match Is

Short Title: 
Take the Maximum Match

Retirement savers, are you making the most of your company's 401(k) match? Even though a quarter of the year has gone by, you can take steps to make the most of your company's 401(k) match. Each year, Americans leave billions of dollars in 401(k) company matches on the table. Here's how to avoid becoming one of the estimated one-of-four employees who misses out on free money.

Core Official Date: 
Friday, April 21, 2017 - 10:30
Author (External): 
[email protected] (FINRA Staff)

Treasury Securities—3 Ways to Lend to Uncle Sam

Short Title: 
Treasury Securities

To help finance its operations, the U.S. government borrows money by selling investors a variety of debt securities known collectively as Treasury securities, or simply, Treasuries. These securities have a special place in the investment world, since they are the benchmark by which most other debt securities are measured.

Core Official Date: 
Tuesday, April 11, 2017 - 15:45
Author (External): 
[email protected] (FINRA Staff)

A Recovery Checklist for Victims of Investment Fraud

Short Title: 
Investment Fraud Awareness

Sadly, most of us know someone who has been a victim of a crime, or we may have been ourselves a target. During this year's annual observances of National Crime Victims' Rights Week (April 2-8), FINRA is sharing some steps you can take to help recover from the emotional and financial aftershocks of investment fraud if you or someone you know lost money in a scam.

Core Official Date: 
Thursday, April 6, 2017 - 09:30
Author (External): 
[email protected] (FINRA Staff)

T+2 is Coming

Short Title: 
T+2

T+2 isn’t a sci-fi thriller, but it does look to the future. T+2 refers to a new, and shorter, standard settlement cycle for securities transactions. Currently, most securities transactions are settled in three business days, commonly referred to as T+3. Broker-dealers are required to comply with the amended rule beginning September 5, 2017.

Core Official Date: 
Thursday, March 30, 2017 - 13:15
Author (External): 
[email protected] (FINRA Staff)

Don't Be an April Fool—Required Minimum Distribution Deadline is April 1

Short Title: 
Required Minimum Distributions

If you turned age 70½ during 2016, the IRS wants to remind you that in most cases you must start taking required minimum distributions from your Individual Retirement Accounts and workplace retirement plans by Saturday, April 1, 2017.

Core Official Date: 
Tuesday, March 21, 2017 - 12:00
Author (External): 
[email protected] (FINRA Staff)

Binary Options Follow-Up Schemes: Don’t Lose Money Twice

Short Title: 
Binary Options Follow-Up Schemes

FINRA is issuing this alert to warn anyone involved in binary options trading—specifically through unregistered non-U.S. companies offering binary options trading platforms or services—to be on guard for potential follow-up frauds.

Core Official Date: 
Thursday, March 16, 2017 - 10:30
Author (External): 
[email protected] (FINRA Staff)

Duration—What an Interest Rate Hike Could Do to Your Bond Portfolio

Short Title: 
Duration Risk

If you own bonds or have money in a bond fund, there is a number you should know. It is called duration. Although stated in years, duration is not simply a measure of time. Instead, duration signals how much the price of your bond investment is likely to fluctuate when there is an up or down movement in interest rates. The higher the duration number, the more sensitive your bond investment will be to changes in interest rates.

Core Official Date: 
Monday, March 6, 2017 - 13:00
Author (External): 
[email protected] (FINRA Staff)

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