Personal Finance

A diversified portfolio tends to be harder to achieve than simply following the mantra to steer clear of putting all your investment eggs in one basket. This basic strategy can help, but it’s often not enough to avoid concentration risk—the risk of amplified losses that may occur from having a large portion of your holdings in a particular investment, asset class or market segment relative to your overall portfolio.

The first step in managing concentration risk is to understand how it might occur. Concentration can be the result of a number of factors:

When thinking about investing, one consideration is whether to invest funds all at once or over a period of time. If you choose the latter route, you might be opting for an investment strategy called dollar-cost averaging.

With dollar-cost averaging, you invest your money in equal portions, at regular intervals, regardless of the ups and downs in the market.

Volatile markets can inspire feelings of fear and anxiety among investors. Market surges and sags can occur for any number of reasons, including inflation fears, trade policy concerns, tax breaks, economic optimism, global events or a recession watch. When the stock market gets rocky, focusing on your overall financial picture, combined with sound planning, can pay dividends.

These five steps can help steady your pulse during market spikes and elevate your financial security:

April is Financial Literacy Month! To mark the occasion, FINRA is highlighting actions you can take to boost financial capability—both your own and that of others you care about.

Exchange-traded products (ETPs), including exchange-traded funds (ETFs), commodity pools and exchange-traded notes (ETNs), are a popular way to invest, with thousands of different products available to target almost every imaginable investment objective. With such a wide variety of products available it’s important to remember that not all ETPs are the same.

The ways in which people communicate have changed with advancements in technology, and so have the tactics of “cold calling” boiler rooms.

It's a fantasy that may resonate with people of a certain era: swimming in a vault piled nearly to the ceiling with glittering gold bullion. This was a regular pastime of the cartoon character Scrooge McDuck in the late 1980s animated classic "Duck Tales."

It’s a scene that has led some to consider Scrooge McDuck one of the richest fictional characters. Of course, for most real investors, amassing and storing swimming pool-size portions of gold is impossible.

Syndicated conservation easements (SCETs), which are a common type of charitable conservation contribution, top the 2021 “Dirty Dozen” list of tax scams published by the Internal Revenue Service (IRS) in July.

Execution venues such as alternative trading systems (ATSs), single-dealer platforms (SDPs) and wholesalers have risen in popularity in recent years. In this piece, FINRA staff provide an overview of these venues and explain how they differ from traditional exchanges.

As nations across the globe celebrate World Investor Week 2021, U.S. regulators share tips for Main Street investors, including what to know about ESG investing, digital assets, day trading and SPACS, plus how to spot and avoid broker imposter scams.