Personal Finance

Some issuers have been offering a new type of security as part of some crowdfunding offerings—which they have called a SAFE. The acronym stands for Simple Agreement for Future Equity. SAFE accounts come with risks, and are very different from traditional common stock.

This year, you may have a few more reasons to celebrate Mom. The impact of women’s earnings, and the financial contributions they make to their families, continues to grow. Here are five ways women can take charge of their financial futures.

Automatic features make saving simple, but auto-saving isn’t the same as putting things on autopilot. These tips will help you make the most of your company’s automatic retirement savings features.

FINRA has received numerous calls recently from individuals who have received unexpected checks, some from organizations whose names are household words. To those callers, we offer a concise response: Don’t cash the check, it’s almost certainly counterfeit.

Retirement savers, are you making the most of your company's 401(k) match? Even though a quarter of the year has gone by, you can take steps to make the most of your company's 401(k) match. Each year, Americans leave billions of dollars in 401(k) company matches on the table. Here's how to avoid becoming one of the estimated one-of-four employees who misses out on free money.

To help finance its operations, the U.S. government borrows money by selling investors a variety of debt securities known collectively as Treasury securities, or simply, Treasuries. These securities have a special place in the investment world, since they are the benchmark by which most other debt securities are measured.

Sadly, most of us know someone who has been a victim of a crime, or we may have been ourselves a target. During this year's annual observances of National Crime Victims' Rights Week (April 2-8), FINRA is sharing some steps you can take to help recover from the emotional and financial aftershocks of investment fraud if you or someone you know lost money in a scam.

T+2 isn’t a sci-fi thriller, but it does look to the future. T+2 refers to a new, and shorter, standard settlement cycle for securities transactions. Currently, most securities transactions are settled in three business days, commonly referred to as T+3. Broker-dealers are required to comply with the amended rule beginning September 5, 2017.

If you turned age 70½ during 2016, the IRS wants to remind you that in most cases you must start taking required minimum distributions from your Individual Retirement Accounts and workplace retirement plans by Saturday, April 1, 2017.

FINRA is issuing this alert to warn anyone involved in binary options trading—specifically through unregistered non-U.S. companies offering binary options trading platforms or services—to be on guard for potential follow-up frauds.